Tax, Test & Insurance

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David.
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Tax, Test & Insurance

Post by David. »

In the UK, Tax & Test can be checked on the GOV.UK website, GOV.UK - Enter the registration number of the vehicle (vehicleenquiry.service.gov.uk)

Insurance can be checked by askMID, askMID

I have just learnt that vehicles can now be taxed online or at the Post Office without being insured, Annex_A_-_consultation_responses_summary.pdf (publishing.service.gov.uk)

Another link, Check MOT history, What is the vehicle's registration number - MOT History (check-mot.service.gov.uk) useful if purchasing a used vehicle +3 years old.
Last edited by David. on Tue Dec 07, 2021 10:04 am, edited 1 time in total.
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Re: Tax, Test & Insurance

Post by Sullivj »

I've got the app 'Vehicle Smart'.  It allows you to check all of these in one place.


You can easily load all of your vehicles onto it, and it gives reminders for when the MOT / Services / Insurance etc, etc are all due. 
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Re: Tax, Test & Insurance

Post by David. »

Sullivj wrote:I've got the app 'Vehicle Smart'.  It allows you to check all of these in one place.
Looks like you still need to use askMID to check if a vehicle is insured.
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Re: Tax, Test & Insurance

Post by Sullivj »

You do, but the app helpfully copies the registration and directs you to askMID
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Re: Tax, Test & Insurance

Post by Levisp »

Looks like a useful app. Just tried the free version. Do you have the paid version ?
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Re: Tax, Test & Insurance

Post by Sullivj »

Yes, I have the paid version, because I have too many vehicles for the free one.  I think it was a one off payment of about £3.


I've been using it for years now.  I also like the flow through link for a basic HPI check at £2.49, which then stores in your 'garage'.




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Re: Tax, Test & Insurance

Post by Levisp »

OK thanks. Its now £4.99 but it then opens up features such as storing insurance data etc.. I'm only tracking 4 vehicles, 2 bikes, my wife's car and my daughter's car. However I still cannot remember when insurance is due always having to look it up. The app puts all that in one place. Neat.
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Re: Tax, Test & Insurance

Post by David. »

I have a Carole Nash Six Wheel Insurance Policy for one car and two bikes, a renewal notice is sent out.

The DVLA send me reminders when the tax is due.

The car MOT is inline with the tax, the XJ650 is MOT exempt, just need to remember the RT. You can sign up to the DVSA to get MOT reminders.
Last edited by David. on Tue Dec 07, 2021 5:17 pm, edited 1 time in total.
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Re: Tax, Test & Insurance

Post by Levisp »

Tried that once with two cars started off cheaper and then the following year was more expensive than two separate policies with the same company. Tend to chop and change each year. PITA but until they start to reward loyalty I will give them as much grieve as possible. It's now an annual game.
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Re: Tax, Test & Insurance

Post by Levisp »

I too have reminders sent but having data in one easy place seems like a good plan. Ever since I headed off to the Black Forest for 4 days of fun with the wrong MOT certificate and mine expired !! I've been a little more careful. It least it gave my friends a good laugh. Mr organised cocked up. :)
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Re: Tax, Test & Insurance

Post by David. »

The askMIB link could be useful to help tackle uninsured drivers which the AA claim is costing you and every other honest driver an average £30 a year on your insurance.

Continuous insurance enforcement | The AA

Enforcement

The Motor Insurance Bureau (MIB) regularly compares the driver and vehicle records held by the DVLA and the records held on the Motor Insurance Database (MID).

This clearly isn't working, here's an example.

Image

Image

It's crazy that you can tax a vehicle without insurance.
Last edited by David. on Tue Dec 07, 2021 6:35 pm, edited 1 time in total.
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Re: Tax, Test & Insurance

Post by Levisp »

I regularly visit :


https://twitter.com/sussexroadspol?lang=en


before moving to Norfolk so now checkout


https://twitter.com/nsrapt?lang=en


It is a real eye opener. The number of unlicensed drivers, vehicles with no insurance or MOT and drivers over the drink or drug limit. I have kind of changed my view of the traffic cops. They are really trying to take off the road the very people who would think nothing of running me off the road. Respect.
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Re: Tax, Test & Insurance

Post by David. »

Coincidently, from Monday 15th November for one week, Police forces were working with the MIB to crack down on uninsured drivers.

Cleveland Police

"Roads policing officers will again be supporting a national operation aimed at taking uninsured drivers off the roads.

Op Drive Insured, which is led by the Motors Insurers’ Bureau (MIB) and supported by the National Police Chief’s Council, takes place from Monday 15th November for one week.

Officers from the Cleveland and Durham Specialist Operations Unit will once again support the campaign, by carrying out enhanced enforcement activity across Cleveland and County Durham.

The campaign also aims to highlight the work ongoing all year round to reduce uninsured driving, inform road users of the consequences of uninsured driving and also encourage people to check that they have valid motor insurance.

Figures from the MIB show that every 20 minutes in the UK, someone is injured by an uninsured or hit-and-run driver.

Inspector Kev Salter, from the Cleveland and Durham Specialist Operations Unit, said: “We take uninsured drivers off the roads all year round, however, during this campaign we’ll have an extra focus on uninsured drivers and will remove any dangerous uninsured drivers from the roads across Cleveland and Durham.

“Those who do drive without insurance can expect that their vehicle to be seized and to face criminal proceedings. People can also receive a £300 fine and six penalty points on their licence.”

People can check that their vehicle is showing as insured on the Motor Insurance Database, by visiting: www.askMID.com"


Why not help your local force by reporting any uninsured drivers.
Last edited by David. on Tue Dec 07, 2021 7:17 pm, edited 1 time in total.
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Re: Tax, Test & Insurance

Post by 7vwh »

Folks insure a vehicle, get tax then cancel the insurance policy, but still have a certificate. When UK cops stop a vehicle and suspect no insurance they ring MIB direct and can find out if there was an insurance policy, who or why it was cancelled, even down to how many letters the insurance company sent to the policy holder. A surprising amount of policies are cancelled by the company because the proposer failed to send them proof of no claims.
Last edited by 7vwh on Tue Dec 07, 2021 7:40 pm, edited 1 time in total.
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Re: Tax, Test & Insurance

Post by David. »

7vwh wrote:Folks insure a vehicle, get tax then cancel the insurance policy, but still have a certificate.
With the example of the vehicle given above, it was not insured and still isn't yet was able to obtain tax. Unfortunately, the offender needs to be caught in the act of driving the vehicle without insurance.
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